Frugal Friday
We are in one of those very tight weeks and I've been trying to come up with creative ways to keep my family happy, yet fed. It's not always easy as I have one with major sensory issues so there are certain foods that bring up a gag reflex. However, I am persevering. :-)
Some ways I've saved money this week.
$ I have a bank account for my business (crafts & books I've written). When I opened it, there was no monthly charge. However, they changed their policy and I've been charged $20 per month since January. In a different conversation with the bank, this came up, and they took care of it and reversed the charges and will no longer charge my account. So I earned back $60 and saved $ 120 for the year. Whoo hoo!!!!
$ Dan picks up Emily every day from track practice and because she has him wrapped around her little finger (lol) he was stopping at McDonald's every day to purchase a frappe. It is only a $1 and I certainly don't want to take away from this special treat they do together. However, after having a conversation about how the little things add up, they agreed on doing it as a special treat on Monday and Friday afternoon. $2 per week, as Dan never gets one.
$ I made a pot of lentil soup the other night that was delicious as well as inexpensive.
$ I haven't purchased fabric since I used my birthday money back in January. I've been trying to make due with what I have and added quite a few new things to my Etsy shop. Someone gave me a bag of rick-rack, binding, lace and ribbon and that has been coming in handy in my sewing projects.
$ Because the publishing company I use changed their policy, I saved $25 that I normally would pay for the distribution allowance of my new book, Poured Out: 52 Weekly Devotionals for Today's Woman.
$ Someone gave me cookies that were leftover from a woman's Bible study at the church so my kids have been happily munching on those.
$ Emily slept over at a friend's house last Saturday and went to church with her. She brought home two bags of rolls and bread that the church was giving away.
$ I wanted to decorate a bit for our Bible study on Monday night and the theme this year is "Let's Have Coffee." So I used some coffee beans I had and a candle and viola! a table decoration.
$ My daughter went to a semi-formal last Friday night. We found this dress on the clearance rack and it was half off. Total cost - $22.50.
I think that's about it this week. Love saving money! Go and visit Rebecca's blog for more money saving ideas.
Some ways I've saved money this week.
$ I have a bank account for my business (crafts & books I've written). When I opened it, there was no monthly charge. However, they changed their policy and I've been charged $20 per month since January. In a different conversation with the bank, this came up, and they took care of it and reversed the charges and will no longer charge my account. So I earned back $60 and saved $ 120 for the year. Whoo hoo!!!!
$ Dan picks up Emily every day from track practice and because she has him wrapped around her little finger (lol) he was stopping at McDonald's every day to purchase a frappe. It is only a $1 and I certainly don't want to take away from this special treat they do together. However, after having a conversation about how the little things add up, they agreed on doing it as a special treat on Monday and Friday afternoon. $2 per week, as Dan never gets one.
$ I made a pot of lentil soup the other night that was delicious as well as inexpensive.
$ I haven't purchased fabric since I used my birthday money back in January. I've been trying to make due with what I have and added quite a few new things to my Etsy shop. Someone gave me a bag of rick-rack, binding, lace and ribbon and that has been coming in handy in my sewing projects.
$ Because the publishing company I use changed their policy, I saved $25 that I normally would pay for the distribution allowance of my new book, Poured Out: 52 Weekly Devotionals for Today's Woman.
$ Someone gave me cookies that were leftover from a woman's Bible study at the church so my kids have been happily munching on those.
$ Emily slept over at a friend's house last Saturday and went to church with her. She brought home two bags of rolls and bread that the church was giving away.
$ I wanted to decorate a bit for our Bible study on Monday night and the theme this year is "Let's Have Coffee." So I used some coffee beans I had and a candle and viola! a table decoration.
$ My daughter went to a semi-formal last Friday night. We found this dress on the clearance rack and it was half off. Total cost - $22.50.
I think that's about it this week. Love saving money! Go and visit Rebecca's blog for more money saving ideas.
EXCELLENT ways to save~ from the first to the last! That bank one was really a great proactive thing to do. It is incredible how these companies add fees without letting anyone know unless they discover it themselves.
ReplyDeleteSuper clever coffee decorating too! (I bet it smelled GOOD!)
The whole room smelled like coffee - yum!
DeleteI've had good success with calling the bank (and well, other companies too for that matter) and often they are willing to credit you back money, offer other discounts or whatever they can to keep your business. A lot of people just won't go to the trouble to ask, but for a little effort, it's usually worth it!
ReplyDeleteIt's definitely worth the little bit of effort.
Delete2 times a week with the frappe seems reasonable. Isn't it funny how it can be a struggle to not buy fabric :) Your candles look pretty.
ReplyDeleteI know!!! It's funny how I'm fussing over $1 frappe but struggle not to by mega-bucks worth of fabric. lol
DeleteMy husband had been with the same bank since college and got some charges he didn't agree with. He called the bank and they said "sorry we can't do anything" and he said I'm closing my accounts and he did. Never be afraid to walk when you are right, There are plenty of options out there. You are doing good to not buy fabric,. I find I just have to stay out of the stores if I'm not buying. Too many temptations!
ReplyDelete